Insuring Your Contents Tips

Contents insurance is important and something a lot of people don’t even realise is available. What would you do if you were burgled, how would you replace everything that was stolen? Fear not! That’s what contents insurance is for.

We’ve put together these top 3 tips to help you choose the right insurance…

Do you research
Research, research, research! It’s mind numbingly boring but it’ll be worth it in the end. It’s important to find a reputable insurer who has the best cover to offer you the best price. You can even haggle with them, by playing each insurer off of one another! It’s better to be safe than sorry and go with a well-known insurer, so check reviews online and ask friends, family and colleagues.

Provide an accurate valuation of your belongings
Making sure you provide an accurate valuation of your contents is the most important part, if you undervalue your contents then when it comes to making a claim you’ll receive less than what your contents was worth.

Always read the small print
It’s a time consuming chore but it has to be done. You can’t rely fully on what the agent says and you need to check the small print, after all, all that matters is what’s written in your contract. By checking the small print you’ll be able to gain a full understanding of what the insurance does and doesn’t cover and how you can claim if you need to.

Here are a few useful websites which will help you find the right insurer for you:

• Compare the Market
• Money Supermarket
• Go Compare