A Guide to Motorcycle Accident Compensation Claims

Some unique challenges and risks come with riding a motorcycle. Unfortunately, accidents happen; when they do, the aftermath can be severe, incredibly stressful and overwhelming.

Motorcyclists ride machines that can go as fast, if not quicker, than most motor vehicles. At the same time, riders are highly vulnerable, as any motorcyclist knows only too well. Even a collision with another road user at a relatively low speed may result in serious injuries or worse for the biker. 

That's why we, as experienced motorcycle accident claims solicitors, have decided to share our knowledge and experience about motorcycle accident compensation claims to help bikers navigate the complex process of claiming compensation after a motorcycle accident. 

In this guide, we will discuss the legal basis for claiming compensation, the importance of seeking legal advice, the types of damages for injury and financial losses you may be entitled to claim for, and the role of motorcycle accident solicitors in the claims process.  

We will also guide you on: 

• the things you need to prove to have a chance of bringing a successful claim,  
• the concept of claiming on a 'no win, no fee' basis,  
• how the amount of compensation for your injuries gets calculated  
• navigating the road traffic accident claims process.  

Let's begin our journey towards your recovery. 

Introduction to motorcycle accident compensation claims 

Motorcycle accident compensation claims are a type of personal injury claim that arises when a motorcyclist is involved in an accident caused by another road user's negligence (carelessness).  

These claims aim to compensate the injured motorcyclist for the physical, emotional, and financial losses they have suffered as a result of the accident. 

The process of claiming compensation can be daunting, especially when you are still dealing with the physical and emotional trauma of an accident. However, understanding your rights and the steps you need to take can make the process more manageable and increase your chances of receiving the compensation you deserve. 

Understanding the legal basis of claiming compensation 

To pursue a motorcycle accident compensation claim, you must be able to establish that another party was at fault for the accident. We typically do this by proving that the other party breached their duty of care to you as a road user. Duty of care refers to the legal obligation of all road users to exercise reasonable care to avoid causing harm to others on the road. 

You may be entitled to compensation if you can prove the other party was negligent and their negligence caused your injuries. Examples of negligence include: 

• Driving at an excessive speed 
• Failing to give way 
• Getting distracted (these days, most often by using mobile phones whilst driving) 
• Driving under the influence of drugs or alcohol. 
• Changing lines without taking proper care to check for the presence of other motor vehicles but particularly motorcyclists  
• Opening the door of a stationary vehicle into the path of an oncoming motorcyclist  

Importance of seeking legal advice for motorcycle accident claims 

Seeking legal advice from a qualified solicitor is an essential step in the motorcycle accident compensation claims process. A solicitor can help you understand your rights, gather the necessary evidence to support your claim and negotiate with the insurance company on your behalf. 

Additionally, a solicitor can help guide you through the complex legal process, ensuring all the necessary court and legal process deadlines and requirements are met.  

Remember, insurance companies can seem focused on minimising compensation payouts, so having an experienced solicitor on your side significantly improves your chances of receiving the compensation you deserve. 

Types of damages and financial losses in motorcycle accident compensation claims 

a. Pain and suffering 

Pain and suffering is a term that describes the physical and emotional distress caused by an injury. In a motorcycle accident compensation claim, you may be entitled to compensation for the pain and suffering you have experienced as a result of the accident. This can include the physical pain of your injuries and any emotional distress or mental anguish you have experienced as a result. 

b. Loss of earnings 

If you cannot work due to your injuries, you may be eligible for compensation for your lost income. You can claim both past and future Loss of earnings so long as you have the evidence to support your claim. Future losses include compensation for any potential promotions, bonuses, or other opportunities you may have missed due to your injuries. 

c. Travel expenses 

Motorcycle accident compensation claims can also include travel expenses that you have incurred as a result of your injuries. This may include the cost of transport to and from medical appointments, as well as any additional travel expenses you may have incurred because of your inability to use your motorcycle. 

d. Mental health 

No one should underestimate the impact of a motorcycle accident on the biker's mental health. Many motorcyclists experience anxiety, depression, post-traumatic stress disorder (PTSD), or other mental health issues after their accident. If your mental health has been affected, you may be entitled to compensation for the psychological impact of your injuries. 

The role of motorcycle accident solicitors in the claims process 

Motorcycle accident solicitors play a crucial role in the claims process, providing invaluable expertise and guidance throughout each step. From gathering evidence and building a strong case, to negotiating with insurance companies and representing you in court if necessary, your solicitor will be your ally in securing the compensation you deserve. 

By working with a solicitor who specialises in motorcycle accident compensation claims, you can ensure that you are receiving the best possible advice and representation tailored to the unique circumstances of your case. 

Eligibility criteria for making a motorbike accident claim 

You must meet certain criteria to be eligible for a motorbike accident claim. These include: 

1. The negligence or recklessness of another party must have caused the accident. 
2. You must have sustained injuries as a result of the accident. 
3. The claim must be made within the legal time limit, which is usually three years from the date of the accident or the date you became aware of your injuries. 

If you are unsure whether you meet these criteria, it is essential to consult with a motorcycle accident solicitor who can assess your case and advise you on the best course of action. 

The concept of 'no win, no fee' motorcycle accident claims 

A 'no win, no fee' arrangement, is a common way for motorcycle accident solicitors to work with their clients. Using a no win, no fee agreement, you will not be required to pay any legal fees if your claim is unsuccessful. 

This kind of arrangement provides peace of mind for those claiming (known as ‘claimants’), as it eliminates the financial risk of pursuing a claim.  

How to calculate the amount of compensation for injuries sustained 

Calculating the amount of compensation you may be entitled to, can be a complex process, as it involves considering various factors. These factors include the severity of your injuries, the impact of your injuries on your daily life, any financial losses you have incurred, and any future expenses related to your injuries. 

Your motorcycle accident solicitor will be able to provide you with guidance on the potential value of your claim, based on their experience handling similar cases. They will also help gather the necessary evidence to support your claim and ensure that all relevant factors are taken into account when calculating your compensation. 

Navigating the road traffic accident claims process 

The road traffic accident claims process can be a daunting and unfamiliar experience for many motorcyclists. However, by following these steps and working with an experienced motorcycle accident solicitor, you can navigate the process with confidence: 

• Seek medical attention for your injuries. 
• Report the accident to the police and obtain a copy of the police report. 
• Gather evidence, such as photographs of the accident scene, witness statements, and medical records. 
• Consult with a motorcycle accident solicitor to discuss your case and determine your eligibility for compensation. 
• Start your claim within the legal time limit. 
• Work with your solicitor to negotiate a settlement or take your case to court if necessary. 

Final thoughts on motorcycle accident compensation claims and the road to recovery 

While no compensation can ever truly compensate for the pain and suffering caused by a motorcycle accident, pursuing a compensation claim can provide the financial support necessary to help you through your recovery. By understanding your rights, seeking legal advice, and working with a skilled motorcycle accident solicitor, you can navigate the road to recovery with greater confidence and peace of mind.